Solutions

One operating platform. Six connected capabilities.

Connect risk decisions, insurance operations, transactions, partner workflows and data analytics through a shared platform foundation.

01

Insurance, finance, payment and transaction teams

BUMINIAGA Smart Risk Engine

A real-time decision engine that combines customer and merchant profiles, behavioural signals, transaction events and configurable rules to detect fraud, assess risk and route cases with clear reason codes.

  • Real-time scoring
  • Rules & workflow
  • Fraud review
02

Life insurers and digital insurance operators

Life insurance core & analytics

An end-to-end operating core connecting products, customers and policies with new business, intelligent underwriting, servicing, claims and renewals.

  • Policy lifecycle
  • Underwriting
  • Claims analytics
03

SME finance and cross-border trade platforms

Smart trade-finance intelligence

A connected decision workflow for SME onboarding, credit-risk assessment, document and transaction verification, fraud prevention and cross-border trade operations.

  • SME onboarding
  • Credit decisions
  • Trade verification
04

Risk, actuarial, operations and management teams

Risk data & decision analytics

Real-time event processing, behaviour analysis, risk scoring, searchable decision history and operational dashboards that connect management insight to frontline review.

  • Event analytics
  • Risk dashboards
  • Decision history
05

Payment providers, merchants and transaction teams

Transaction & payment protection

Continuous control across account access, orders, gateway events, transaction verification, merchant activity, settlement notifications and reconciliation operations.

  • Payment monitoring
  • Merchant risk
  • Reconciliation
06

Technology, data, security and operations teams

Business data & reporting

A scalable data foundation for reporting, partner interfaces and audit trails across ASEAN and global business operations.

  • Reporting
  • Partner APIs
  • Audit trails